Cosigners lend their names and good credit histories to the maker. Should the maker die, lose a job, or otherwise fail to make payments, all responsibility for meeting the terms of the loan transfers to the cosigner. An often-overlooked aspect of... Read More

Describe any "help with budgeting" services that your credit union offers. Also, describe any seminars about this topic that your credit union hosts. Include a link to the "Financial Planning > Budgeting" section of your Financial Resource Center.... Read More

Explain which records should be saved, for which purposes they should be saved and for what length of time they should be saved. Include a link to the "Tax Planning > Record Keeping" section of your Financial Resource Center. Read More

To establish good credit, you need a steady work record and continued residence at the same address. If you do not have a checking account, open one and be careful not to bounce checks. Read more about establishing good credit. The last sentence... Read More

To make this decision, calculate your monthly payments and your total net cost. When you compare these amounts, you can determine which option is right for you. Use our Auto Buy or Lease calculator to help you. The last sentence should be a link to... Read More

It might be tempting to view your 401(k) as a source of emergency funds, but before you dip into your retirement account for cash, explore alternatives. Include a link to the "Financial Planning > Planning for Retirement" section of your Financial... Read More